Problem
There is no bank cash-to-cash money transfer service of national coverage. Banks do not participate in the market and do not generate revenues.
Reasons
Lack of a national interbank network for receiving and disbursing transfers based on industry standardization.
Solution
UNITED FINTECH
Problem
High cost of operations. Difficulty in transferring operations to digital. Low operational efficiency.
Reasons
Lack of industry standards for individual payments and infrastructure based on them. Weak negotiating position of one bank in negotiations with large suppliers.
Solution
UNITED FINTECH
Problem
Banks have little or no influence on tariff policy. As a consequence, low tariffs and insufficient revenues.
Reasons
Weak position of one bank to negotiate with foreign "partners", lack of standards and own infrastructure for transfers.
Solution
UNITED FINTECH